Take Action Now

A strange and unexpected thing happened to me the other day while riding the streetcar in my new neighborhood.

The voices of the passengers in front of me started to escalate. After a brief moment, the raised voices turned into shouts, threats, and then physical violence.

One passenger immediately stood up and assaulted another with a sharply pointed umbrella, while the other retaliated with strikes.

Everyone around me moved away to the back of the streetcar.

Time slowed down. I was haunted by past events when I should’ve intervened, but didn’t. Someone needed to do something.

Against my better judgment, I spoke calmly to both parties to de-escalate the confrontation. While I don’t advocate intervening in conflict, luckily this had positive results. Afterwards, a fellow peaceful passenger introduced himself and asked my name. I ended up having an hour-long discussion with him. He paid me a compliment, revealed that he was a military veteran, and even invited me over to spend time with him and his wife. A situation that seemed scary turned into one where I made a new friend!

Taking action is important, and sometimes taking immediate action (including walking away from some conflict) is even more important. This can apply to many parts of our lives, including our finances. It can result in a positive outcome far better than what we expected.

If we take action, we build momentum right away, and start on the journey to financial freedom. How often have we procrastinated or made excuses about our finances? We don’t have enough time, money, energy, desire, or street smarts. We didn’t have rich parents. The list of excuses is endless.

But the truth is the tools are all there for you!

Do you need more income? Ask for a raise, look for a higher paying job, or work part time on the side. There are plenty of options for earning extra cash from home. Respond to this post and we can discuss more ideas.

Do you need to cut costs? Find the most expensive item in your budget and reduce it by $100 per month. Get a copy of my book, Balance Your Budget, and use a couple ideas to start reducing your other expenses.

Do you need to save more? Cut costs and automatically transfer the saved cash to your high yield savings or brokerage account. Do this with an automatic bank transfer so you don’t have to think about it.

Do you need to invest? Find low cost index funds and invest that money immediately.

You need to get clear on why you want to achieve financial freedom. The reason is far more important than the method. If you have a strong enough reason, you’ll find a way.

In order to get clear on your reason, you must associate more pain with inaction. If you are able to associate pleasure with action, and pain with inaction, you will be on your way to financial freedom in no time.

If you want to take your financial success to the next level, I can help you directly when you join my membership program. We’ll develop an outstanding plan to prepare for your financial future. Take action now.

Have a great weekend, and I’ll talk to you again soon!

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