Three Easy Ways to Save on Thanksgiving Day

Thanksgiving in only one day away! This national holiday is all about spending quality time with family and friends, and being grateful for the blessings in your life. If you are like most people, this year you may not be able to congregate in large groups. If you’re completely alone and you want to celebrate…

Continue Reading →

Preparing for a Financial Winter

Today, we’ll discuss an important topic: real economic depressions. I call them Financial Winters. Economic depressions are an uncomfortable topic to discuss. However, they are important to understand and prepare for. We live in difficult and unprecedented times. The global pandemic and recession continue. In spite of many changes to the workplace and financial landscape, there are other changes still unfolding.…

Continue Reading →

October 2020 – Certainty in an Uncertain World

I was intimidated by the mountains of snow piled on the side of the road, and it was still snowing, too. My Dad helped me out of the car and walked me toward my first customer’s house in Enola, Pennsylvania that cold winter day on January 11, 1987. Even though I felt some fear, I…

Continue Reading →

August 2020 – Invest in Foreign Countries

Many people invest in their local market. This phenomenon is popularly known as home country bias, and it is prevalent throughout most of the developed world. A recent study found that the average American has 79% of his or her investments in the United States. Home country bias is dangerous for investors because it concentrates…

Continue Reading →

Two Applications to Save Money

In these challenging days of COVID, I wanted to share some ways to save cash. When you go shopping online, you can use two apps to help you save: 1. Honey.com and 2. Savings.com. Both apps are free and easy to use. Try them and see if they can bring you some savings. They can…

Continue Reading →

The Fastest Way to Outstanding Financial Goals

One of the best lessons from my Marine Corps experience was to begin with the end in mind. What is your financial end state desired? It might be transitioning out of the military to a civilian career you love. You could desire to retire a millionaire, or improve your quality of life in some way.…

Continue Reading →

The Most Important Negotiating Tip for More Income

It was early Spring of 2006. I was returning from my third deployment and I’d volunteered for another assignment in the Fleet. At the time, I was a bit burnt out from deployments, and I needed a break. I volunteered to go to Twenty-Nine Palms for a year before throwing my name back in the…

Continue Reading →

One Myth About Debt Elimination

I’m a big fan of debt elimination. However, there is a persistent myth that everyone should get out of debt as quickly as possible. This isn’t always true. It may be true for the majority, since most Americans carry a lot of consumer debt. However, it isn’t true all the time nor for everyone. Jon is transitioning…

Continue Reading →

Three Questions to Avoid Impulse Spending

If you want to get to a place of financial freedom, one of the most important habits to avoid is impulse spending. At some point in the day, you might become stressed and desire to buy something in order to relieve that stress. If this is a problem, you must get it under control or…

Continue Reading →

One Easy Tip to Reduce Debt

Today, I want to share an idea on how to reduce that debt burden faster. Since interest rates are back at 0%, it’s easy to find a credit card that offers no finance charges and no balance transfer fees for an extended period. This will let you pay off debt faster because you won’t pay…

Continue Reading →