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The Coming Opportunity in Housing – November 23, 2022

The mainstream news media continues to assure us that the housing market is fine. Diana Olick, CNBC’s senior real estate and climate correspondent, has urged everyone to stay calm. She writes: “One thing though… even a slight decline in prices will not cause the crash and foreclosure crisis we saw just over a decade ago.…

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Saving and Investing are Charitable πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦πŸ’΅- November 19, 2022

Many politicians want to enact a wealth tax. This concept is based on the premise that some people have too much money. How much is too much? That’s subjective. Some believe one billion dollars is too much for any one person. Others believe one million is the limit. The answer is to confiscate this wealth…

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Bitcoin is a Mirage 🌡🐫 – November 12, 2022

The recent collapse of the digital trading platform FTX has highlighted an important investing truism: “Only invest in what you understand.” For example, I know what Walmart, a barrel of oil, and an investment property are. I understand what services they provide, and why they have value. Other investments are a little less clear. One…

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Increase Your Income in 2023 πŸ’°πŸ‘

With the recent economic slowdown, many businesses fromΒ RedfinΒ toΒ StripeΒ have been shedding workers. There are still plenty of jobs available, but the pay is not necessarily keeping up with the rising cost of living. If you want to increase your income next year, let’s set a goal and devise a strategy for you. How much more do…

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Last Call for I-Bonds πŸ“ƒ

As we’ve discussed previously, I-Bonds are one of the best risk-return investments right now. Currently, they are yielding an annualized 9.62% interest rate. The interest rate resets every six months in May and November. The new I-Bond interest rate in November will be 6.48%. However, you can still take advantage of the higher rate if…

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Remote Work in the New Economy πŸ‘©β€πŸ’»πŸ‘¨β€πŸ’»

While many businesses are requiring employees to return to the office, there are still many opportunities to work remotely. Even if you already have a stable job, you can work in a remote part-time job to supplement your income or build your emergency fund. This could be beneficial for military spouses or active service members…

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A Higher Return Laddering Treasuries πŸͺœπŸ’΅

Yesterday, the Bureau of Labor Statistics released the non-farm payroll report showing strong job and wage gains in September. Stock indices continued to sell off in the face of an inflation-fighting Federal Reserve set to hike interest rates once again in early November. In my previous article Why Cash is Still King, I discuss why…

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The Pivot Will Come Soon

Last week, the Federal Reserve raised the benchmark Federal Funds Rate to a range of 3.0 – 3.25%. The Fed also signaled that its terminal rate would be a high of 4.6% sometime next year. At that point, they believe inflation will be vanquished. In his comments after the meeting, Jerome Powell continued to reaffirm…

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An Easy Tip to Increase I-Bond Returns

I-Bonds are a good investment right now. Take a look atΒ this articleΒ if you aren’t familiar with them.Β If you invest $10,000 today, you could receive $962 interest over the course of the next year (assuming the interest rate remains the same). Additionally, there is a gift box option that allows you to give someone else $10,000…

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Credit Card Cash Rewards πŸ’³πŸ’΅πŸ’°

If you are disciplined with money and you have a good credit score, credit card cash rewards can provide you some additional opportunities. You may already have a credit card you like. However, there are many new offers that can earn you more money with little effort. You can take advantage of the savings and…

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